Why Financial Independence is Easier Than Blogging

Ok, I admit it, bloggers tend to be a little self involved. So before you roll you’re eyes at yet another post about the process of blogging, hang in with me for a minute. The point of this post is to show that financial independence is simple. Don’t be fooled by this statement. Simple does not mean easy! In order to meet your goals, you will have to work long hours and spend years planning. But the path is relatively straight forward. Can anyone do it? I’m not sure. But I will emphatically say that for me, financial independence is easier than blogging. Much easier. In fact, from the time I started my first job as physician to financial independence was about 12 years. I have blogged since 2005 (13 years) and I still am struggling to figure how to do this right.

I would say that most people with a reasonable job, frugal habits, and normal expectations will eventually reach financial independence.

The majority of people who start a blog will quit within six months.

Creativity

There are a million paths to financial freedom. Although creativity helps, it is not a required skill. Yes you can supercharge the path with side hustles, home businesses, and all out ingenuity. But you don’t have to. You can go to work everyday at whatever it is you do, max out retirement accounts, save 50% of after tax income, and 19 years later you will be ready to retire.

Financial independence is easier than blogging. Without creativity, a blog dies. People stop reading. No matter how good your content is, if you cannot present it in a pleasing manner with a snappy title, no one will read.

You have to continuously create new and relevant topics in which to expound upon. You have to learn about these topics and master them.

There Are No Nights and Weekends

No matter how onerous the job, almost everyone gets at least some nights and weekends off. There is also well deserved vacation a few times a year. Personal finance is much the same way. We take intellectual as well as physical breaks every now and then. This is healthy and allows us to recharge and re enter our routine without burning out.

Financial independence is easier than blogging. How many bloggers do you know that take vacations? Oh, they take vacations. But they are constantly either gathering material or actually writing their next post while out-of-town. The same goes for nights and weekends. Bloggers never rest. They only take a prolonged break at their own peril and risk to readership.

Between writing and promotion, blogging is a 24hr/day, 7day/week experience.

Pay For Performance

In the financial independence realm, most of the time, working harder means getting paid more. If you work an extra day at the office, develop a side hustle, or even create a new frugal maneuver, you see the monetary rewards immediately. You can watch as the dollars stack up in your account. Furthermore, money works for itself. You can invest your cash and watch it grow and compound while you sleep.

Financial independence is easier than blogging. Nothing about your blog will form on it’s own. Readership will ebb unless you proactively go out there and market your site. Rewards are fleeting and non monetary most of the time. You can monetize your blog, but most of the daily chores will add nothing to your pocket.

All Joking Aside

I love pursuing financial independence. And I love blogging. It is very clear to me that financial independence is easier than blogging. But don’t be fooled. This post is not really about blogging. It’s about reaching financial freedom.

The path forward is often simple. Work hard. Maximize your W2 as much as possible. Save. Invest. Think about side hustling. That’s it. There is no magical formula. No huge time-saving hack. Your work and time will compound much like your investments.

And then one day you will have enough.

Financial Independence Is Easier Than…

Being a doctor.

Being a father.

Writing a book.

Being a good spouse.

The list goes on and on.

How about you? What do you struggle with that is easier than financial independence? Why do you struggle?

By the way. If you enjoy the blog and want to hear what my voice sounds like. Check out the Millionaires Unveiled podcast episode 28 by clicking below.